Maya Black Card: Premium Perks + Smarter Way to Build Credit

The reality is that most credit cards have extremely high income restrictions or enough paperwork to ruin the atmosphere, even if you've always wanted a sleek black credit card. A dramatic twist, however, is that Maya Black Credit Card is changing the guidelines and opening up the Black Card experience.

What a credit card ought to be is being rewritten by Maya Black. It's streamlined, numberless, and completely in-app controlled. Designed for the experience generation, it transforms daily expenses into benefits like next-generation security measures, fast access to Maya Miles, and airport lounges. Whether it's a last-minute airfare or your morning cappuccino, Maya Black makes every dollar go farther.

Credit Made Possible with Maya Black Express

Maya Black Express makes it easy to get started for new cardholders and those having to rebuild their credit. Rather of settling for a "starter card" with few benefits, you just select your credit limit by making an Express Deposit, which really generates 3.5% interest. You get access to the complete Maya Black experience right away.

More than just access, Maya Black Express assists you in strategically enhancing your credit profile. When used responsibly, your card can lead to greater credit, better benefits, and financial independence. To get started, consider these simple tips:

• Start where you are. You may still establish credit while avoiding overspending thanks to your deposit-backed limit.

• Use it, but don’t max it. Ideally, you should use no more than 30% of your credit limit, according to TransUnion. Maintaining your balance at ₱3,000 or less, if your limit is ₱10,000, demonstrates that you are in charge.

• Consistency is king. The most important way to improve your score is to make your payments on time. Maya Black's immediate in-app control and app reminders make this simple.

If you do them correctly, your card becomes more than just a means of payment. Building positive habits and improving your score with Maya Black isn't scary; rather, it's the first step toward the experiences you've been aiming for.

Keep yourself updated by visiting maya.ph or mayabank.ph and by following @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. Bangko Sentral ng Pilipinas (www.bsp.gov.ph) regulates Maya Philippines, Inc. and Maya Bank, Inc. PDIC offers up to ₱1 million in depositor insurance.